The attorneys at Johnson & Bryan will fight LVNV and force them to prove their credit card lawsuits. Remember…it was LVNV who filed a lawsuit, and the burden is on this debt buyer to prove its case.
Ultimately, Johnson & Bryan will either force LVNV to dismiss the lawsuit due to lack of evidence, or negotiate a settlement of the credit card account at a substantially reduced amount.
If You Do Not Respond to the Lawsuit
Debt buyers file these credit card lawsuits in hopes you do not respond, so they can obtain a default judgment. With this default judgment, the debt purchaser can attempt to garnish (i.e., deplete) your bank accounts and/or place a lien on your home. Additionally, LVNV can have police officers come to your home and sell non-exempt assets such as TVs, equipment and miscellaneous recreational items.
If you have been sued by LVNV, please contact Johnson & Bryan immediately.